Standalone Consolidated

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Quarterly Results Quarterly Halfyearly Ninemonths Annual Dec 24 Sep 24 Jun 24 Sales 4,208.00 4,106.20 4,167.63 Other Income 55.30 32.62 38.22 Total Expenses 2,465.68 2,679.02 2,642.55 Operating Profit 1,742.32 1,427.18 1,525.08 Interest 19.55 17.55 13.55 Gross Profit 1,446.80 1,129.82 1,224.34 Provisions Made 0.00 0.00 0.00 Depreciation 152.52 145.77 141.42 Taxation 232.39 176.29 193.74 Net Profit / Loss 984.67 807.76 889.18 Equity Capital 91.25 91.23 91.19 Balance Sheet Mar 24 Mar 23 Mar 22 Share Capital 2,202.20 2,202.20 2,202.20 Reserve & Surplus 95,968.74 89,198.33 86,236.07 Deposits 1,369,712.81 1,281,163.10 1,146,218.45 Borrowings by Bank 50,429.85 51,291.73 45,681.41 Other Liability And Provision 35,215.77 29,520.87 27,418.27 Cash and Bank Balance 65,032.91 78,176.58 56,636.12 Net Block 12,318.77 12,051.07 10,673.61 Capital work in progress 0.00 0.00 0.00 Investment 420,318.21 395,996.72 372,167.76 Money at Call 64,071.67 76,932.23 76,010.66 Advances 934,430.59 830,833.98 728,185.68 Income Statement   Mar24 Mar23 Mar22 Sales 106,901.62 85,144.11 74,879.54 Other Income 13,383.54 12,142.53 12,319.96 Operating Profit 14,089.45 5,184.82 5,205.00 Interest 66,818.55 50,652.47 46,185.08 Adjusted PBDIT 27,472.99 17,327.35 17,524.96 Depreciation 895.25 896.56 888.61 Adjusted PBT 14,841.14 -1,809.70 190.92 Taxation 4,949.59 1,781.06 859.43 Net Profit / Loss 8,244.62 2,507.20 3,456.96 Key Ratios   Mar24 Mar23 Mar22 NPM (%) 7.71 2.94 4.61 Capital Adequacy Ratio 15.97 15.50 14.50 Cost of Fund Ratio 4.70 3.80 3.87 Reported Return on Networth 8.39 2.74 3.90 Yield on Fund Advance 0.00 0.00 0.00

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