Particulars | Mar 25 | Sep 24 | Mar 24 | Sep 23 | Mar 23 |
Interest Earned | | | | | |
Int. /Disc. on Adv/Bills | 44464.91 | 41636.04 | 39718.58 | 36220.73 | 31511.07 |
Income on Investment | 15752.37 | 14948.18 | 13974.44 | 13670.36 | 13112.62 |
Int. on balances With RBI | 1966.61 | 1499.25 | 1357.24 | 1421.65 | 1033.69 |
Others | 1145.40 | 347.97 | 350.98 | 187.64 | 575.67 |
Total Interest Earned | 63329.29 | 58431.44 | 55401.24 | 51500.38 | 46233.05 |
Other Income | 8127.76 | 8181.61 | 6921.45 | 6462.09 | 6758.30 |
Total Income | 71457.05 | 66613.05 | 62322.69 | 57962.47 | 52991.35 |
| | | | | |
EXPENDITURE | | | | | |
Interest Expended | 41540.06 | 37438.50 | 34745.34 | 32073.21 | 27554.94 |
Employee Cost | 11056.51 | 10301.21 | 9799.24 | 8687.07 | 9030.73 |
Other Expenses | 5464.28 | 5438.87 | 5031.72 | 5017.77 | 4823.35 |
Total Expenses | 58060.85 | 53178.58 | 49576.30 | 45778.05 | 41409.02 |
| | | | | |
Operating Profit Before Provisions And Contingencies | 13396.20 | 13434.47 | 12746.39 | 12184.42 | 11582.33 |
Provisions And Contingencies | 74.27 | 1600.33 | 4327.16 | 7409.44 | 8543.92 |
P/L Before Tax | 13321.93 | 11834.14 | 8419.23 | 4774.98 | 3038.41 |
Tax | 4246.72 | 4279.15 | 3186.15 | 1763.44 | 1250.92 |
P/L After Tax from Ordinary Activities | 9075.21 | 7554.99 | 5233.08 | 3011.54 | 1787.49 |
Net Profit/Loss For the Period | 9075.21 | 7554.99 | 5233.08 | 3011.54 | 1787.49 |
| | | | | |
Equity Share Capital | 2298.59 | 2298.59 | 2202.20 | 2202.20 | 2202.20 |
| | | | | |
ANALYTICAL RATIOS | | | | | |
(%) of Share by Govt. | 70.08 | 70.08 | 73.15 | 73.15 | 73.15 |
EPS Before Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 7.90 | 6.85 | 4.75 | 2.74 | 1.62 |
Diluted EPS (Rs.) | 7.90 | 6.85 | 4.75 | 2.74 | 1.62 |
EPS After Extra Ordinary * | | | | | |
Basic EPS (Rs.) | 7.90 | 6.85 | 4.75 | 2.74 | 1.62 |
Diluted EPS (Rs.) | 0.00 | 6.85 | 0.00 | 2.74 | 0.00 |
| | | | | |
NPA Ratios: | | | | | |
Gross NPA | 44081.60 | 47582.25 | 56343.05 | 65563.12 | 77327.67 |
Net NPA | 4290.55 | 4674.24 | 6798.77 | 13114.12 | 22585.04 |
(%) of Gross NPA | 3.95 | 4.48 | 5.73 | 6.96 | 8.74 |
(%) of Net NPA | 0.40 | 0.46 | 0.73 | 1.47 | 2.72 |
Return on Assets % | 1.02 | 0.92 | 0.77 | 0.46 | 0.32 |
| | | | | |
OPBPC Margin (%) | 21.15 | 22.99 | 23.00 | 23.65 | 25.05 |
PBT Margin (%) | 21.03 | 20.25 | 15.19 | 9.27 | 6.57 |
PAT Margin (%) | 14.33 | 12.92 | 9.44 | 5.84 | 3.86 |